The reality is if you are like the average Runescape player, then you don’t own a credit and therefore don’t have an easy way of paying for Runescape membership, which means you need of opt to get a free PayPal account. In my opinion it is the best way of paying for Runescape membership anyway because it pretty much removes the need for your parents to be involved in the payment process.
To fully verify you PayPal account you need to have a credit card but even without a credit card you can setup an account and pay and receive funds with your PayPal account, and if you are from one of a number select countries you can actually have money from your account paid directly into your bank account or sent to you via a check.

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